FIG Associate

Overview

Responsible for supporting the origination, structuring, and execution of lending mandates within M&T’s Financial Institutions Group with particular focus on Structured Finance. Primary

Responsibilities

• Act as primary day-to-day contact for transaction execution support including financial statement analysis, cash flow valuation, industry research and marketing materials for clients and other internal / external stakeholders.
• Model and structure transactions across consumer and commercial asset classes, including auto, home improvement, solar, mortgage servicing and aircraft leasing.
• Drive conversations with clients, senior bankers, credit officers, underwriters, rating agencies, and attorneys.
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned. Scope of

Responsibilities

Incumbent will provide analytical and transaction execution support to grow FIG’s lending book while maximizing DCM/ECM, Treasury Management, and Wilmington Trust fee opportunities for M&T. Works with limited supervision from senior bankers. Interaction with internal and external stakeholders.

Supervisory/ Managerial

Responsibilities

Not Applicable. Education and

Experience Required

Bachelors

• Degree in related field. Three years related credit experience in (FIG/Specialty Finance or a related field (Investment Banking, Structured Finance, Credit Underwriting), sales preferred.
• Advanced computer skills and strong knowledge of Excel, Word and Power Point. Highly proficient in cash flow modeling. Financial analysis and knowledge of credit principles.
• Excellent communication and interpersonal skills with the ability to interact with all levels of personnel using diplomacy.
• Ability to sell effectively to prospects and clients.
• Excellent presentation skills. Education and Experience Preferred: General knowledge of banking and the Bank’s various commercial fee based products. Applied knowledge of Bank policies and procedures. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $118,400.00 - $197,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location New York, New York, United States of America